Insured for a better life

Term Life Insurance

Give your family the protection they deserve with term life insurance. Enjoy low premiums and flexible coverage options that align with your financial goals. Don’t compromise on their future.

What benefits does term life insurance provide?

Secure your family’s future with Term Life Insurance

Financial Protection

Have the peace of mind knowing that your family's goals and standard of living will be protected.

Affordable Premiums

Term life insurance has lower premiums than permanent life insurance policies, which lets you get higher coverage for a specific period without breaking the bank.

Temporary coverage

Term life insurance provides term coverage for up to 35 years, ideal for protecting financial responsibilities such as dependents, mortgages, and debts, allowing for customizable coverage.

Flexibility

Term life insurance allows you to adapt your coverage amount and policy length to match your financial objectives. You could select a policy that insures you until your children are grown or until your mortgage is paid off.

Simplicity and Accessibility

Term life insurance is simple, with a streamlined application process and quick policy issuance, making it a convenient option for those seeking efficient coverage.

Peace of Mind

Term life insurance provides financial security for your family in case of unexpected events, alleviating worries about managing without your income.

Secure your future

Be Part of Something Amazing

At MTC, we have been serving individuals and families with their insurance & investment needs for over fifteen years. Our mission is to provide reliable and comprehensive term life insurance solutions & investment options that fit your unique circumstances. Our team of experienced insurance & investment professionals are dedicated to guiding you through the insurance & investing  process. With their expertise and personalized approach, they ensure that you make informed decisions regarding your life insurance coverage investment portfolio & most of all your mindset for wealth! We take pride in our track record of excellence and have been recognized for our outstanding service and commitment to our clients. We teach not only the meaning behind the question Why buy Term & Invest ? We walk you through buying term and the investing process by showing you how  purchasing affordable term life insurance & investing in other financial instruments will potentially grow your wealth & provide the ultimate benefit to you & your family over time. Equally as important is your “mindset” towards wealth. What is a mindset? A mindset is a lens through which you view the world. Mindsets are comprised of beliefs, perceptions, and attitudes that inform your thoughts & decisions. Cultivating a healthy wealth mindset will help you stick to your financial goals & find ways to increase your earning potential. 

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Companies We Work With

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Clients reviews

What people say?

Excellent service from start to finish! MTC made getting term life insurance a breeze. Their knowledgeable agents helped me choose the right coverage, and the rates were affordable. Thank you for the peace of mind!
Mark I
I can't thank MTC enough for their exceptional service. They helped me understand the benefits of term life insurance and walked me through the entire application process. I feel secure knowing my loved ones will be taken care of. Highly recommend their services!
Sarah H

Smart Questions You May Be Asking

If you have more questions about how MTC works, you can always reach out to us!

What is term life insurance?

Term life insurance is a type of life insurance policy that provides coverage for a specific period, known as the “term.” It offers a death benefit to the beneficiaries if the insured person passes away during the term of the policy.

Who needs term life insurance?

Term life insurance is ideal for individuals who have financial dependents, such as spouses, children, or aging parents. It ensures that their needs are taken care of in case of your passing

How much coverage do I need?

The appropriate coverage amount varies depending on your personal circumstances, including your income, debts, and financial goals. Our experienced agents can help you determine the optimal coverage for your needs.

What impacts the cost of life insurance?

Key factors that impact the cost of term life insurance include: Age, Coverage amount, Term length, Health.

Can I cancel my term life insurance policy?

You can usually cancel your term life insurance whenever you want. However, it would be helpful to talk to your insurance company or agent to get more information on what happens if you cancel your policy.

Can I add riders to my life insurance policy?

Term life insurance can have riders for added benefits, like an accelerated death benefit rider that pays out in cases of severe illness or waiver of premium rider for disability.

Ready to protect your family?

Please fill out the short form so we can provide you with the policy options to best match your coverage and financial needs.